2019 has been a big year here at Guiding Wealth. Not only did we hire Matt Fizell, CFP®, as our Associate Financial Planner and Operations Manager, but we also moved to a new office in Richardson.
The truth is, the markets will fall. The markets will also rise. What does all of this mean for you, and how can you prepare yourself to weather the ups and downs of the stock market so you’re not giving yourself more gray hair?
With the holidays approaching, many people are considering donating to causes near and dear to their hearts. But more than an annual holiday tradition, your charitable giving can actually be reflected in your long-term financial plan — and even continue after you’re gone — through planned charitable giving.
When you hear the term “insurance,” you probably think of one single type of insurance — health insurance, car insurance, or homeowners insurance, for example. But the truth is, we all need a variety of insurance to protect us, not just one or two.
New changes are coming to Medicare, which will affect people who turn 65 after January 1, 2020, or who enroll in Medicare Parts A and B after that date.
You’ve probably heard about Parts A, B, C, and D of Medicare… but what do those different parts mean and which ones do you need? You might also wonder how much it will cost and what these plans cover (and don’t). To help you understand your Medicare options, we’re sharing some information about each plan and who they are meant to benefit.
If you’ve been watching the news, you might be seeing a lot of headlines about the “Feds lowering interest rates again” or “interest rates at an all-time low.” To explain all of that, first, we have to talk about what an interest rate is, what the federal interest rate is, and how both affect businesses.
We work with clients and families to help them plan for an affordable college experience, one that doesn’t stress parents out or leave students with crippling debt. To help with this process, we really want to dig into the wide range of college options available… and how to narrow in on colleges where your student should apply.
If you have a belief that money is complicated, or you feel clueless about how money works, hopefully the tips below will help you feel more in control and more educated on your finances. Plus, they should make your life easier!
In the financial planning world, “legacy” often means leaving behind a financial inheritance when you’re gone. However, there are different types of legacy (in addition to the traditional finances) you can build — and even enjoy as you do so.
In this year’s annual letter to its shareholders, Berkshire Hathaway CEO Warren Buffett had an eloquent yet simple perspective on looking at finances: “Focus on the forest, forget the trees.” Too often, investors who evaluate Berkshire Hathaway obsess on the details...
For some of us, independence means being able to work when they want, to move across the country, or to finally take that vacation they’ve always dreamed about. But here at Guiding Wealth, we talk to our clients a lot about the idea of financial independence.