Financial Planning Services That Work for Your Life
Our Financial Planning Services
Offered in-person in Richardson, TX, or via virtual meetings anywhere in the U.S.
Financial planning has historically been out of reach for many. Here at Guiding Wealth, we recognize the need for accessible, customized financial planning — which is why we offer two types of financial planning support!
Which of Our Financial Planning Services Is Right for You?
Select the Option That’s Best for You!
You want to understand your entire financial picture and access ongoing investment & plan guidance to make the most of your money.
Our fee-only financial planning & wealth management services are for you!
You have a specific financial goal or challenge you want expert eyes on, but you don’t need ongoing support or investment advice just yet!
Our one-time financial plan service is right for you! (Starting at just $499!)
Ongoing, Fee-Only Financial Planning & Wealth Management
With our fee-only financial planning services, you get:
- A holistic approach that encompasses all aspects of your financial life
- Retirement planning
- Investments and wealth management
- Support for short- and long-term financial goals (buying a home, saving for college, etc.)
- Debt management advice
- An ongoing relationship with an expert Certified Financial Planner™
… and more
One-Time Financial Plans
With our one-time financial plan service, you get:
- To speak with a highly trained financial planner (number of calls depend on the plan you choose!)
- Action plans for short- and long-term financial goals (buying a home, saving for college, etc.)
- A condensed financial plan to show your overall financial picture and trajectory
Prices start at $499!
Frequently Asked Questions About Our Financial Planning Services
Questions are to be expected! Here are some answers to the most common questions we get.
What should I expect from financial planning?
Whether you choose ongoing financial planning services or a one-time financial plan, you’ll start with an initial consultation. This conversation allows us to learn about your financial goals and challenges and to explain the way we work. Then, we’ll analyze your current finances and develop a custom plan to help you make progress toward your goals. If you become a full-service financial planning client, we’ll establish a regular meeting cadence where we’ll adjust your strategy based on changes in the market and your personal circumstances.
How does your one-time financial plan work?
The starting process for our one-time financial plan clients is the same as our ongoing financial planning services; you’ll have an initial consultation to discuss your current financial situation, goals, and challenges. Your planner will use the information you provide about your priorities and financial management preferences to create a comprehensive plan that sets you on the right path toward your goals. You can learn more about one-time financial plans and all our options here.
Can you work with me remotely, or do I have to be in the Richardson, TX area?
We enjoy working in person with clients in the Dallas/Fort Worth metroplex area. But every day we meet with clients remotely throughout the country. Wherever you are, you can work with Guiding Wealth.
What are the fees associated with financial planning services?
The cost depends on which offer you choose.
The Growing Family Budget One-Time Financial plan costs $499.
The Home-Buying Budget One-Time Financial Plan costs $499.
The Custom One-Time Financial Plan starts at $2,500 because of the depth of planning and your time with our planner(s). Your specific financial situation must be reviewed before we can make a final quote on price!
For ongoing financial planning and wealth management, the cost is twofold. The first is a financial planning fee, which is the initial engagement. Initial financial plans in our full-service financial planning arrangements start at $5,000 and go up with complexity. The second is an ongoing investment management fee that starts at 1% and goes down with the more assets are managed.
Our investment management services are charged an annual advisory fee, between 0.60% and 1.15%, based on the market value of assets under management. Financial planning services are charged a fixed fee between $500.00 and $15,000.00 depending on the nature of services and the complexity of the financial situation.
Alternatively, financial planning can be charged at an hourly rate of $150.00 to $350.00 per hour. Guiding Wealth will provide specific information about fees during the initial consultation.
How can financial planning help me if I’m not ready to invest or plan for retirement?
Although many people think financial planning is only available (or useful) for wealthy retirees, we don’t believe that. We’ve seen financial planning change lives, and we know that having support and advice from an expert can help anyone, no matter their financial circumstances.
A financial planner can help you develop a realistic budgeting system or manage your debt. We can help you save for a home or make a plan to pay for your child’s college. Simply review our one-time financial plan options to get started with a specific solution that fits your needs! And when you’re ready to talk about investment and planning for retirement, we can help with that, too.
Have Other Questions About Our Financial Planning Services?
Still unsure which of our financial planning services is right for you? Schedule a free consultation today! We’ll talk through your options and offer our honest advice on which service is right for you! Please note: There’s never any pressure to work with us after a free consultation!