The Best Way to Handle Emergency Expenses

It will happen to all of us at some point — carefully laid plans will fail and emergency expenses will crop up. Your AC malfunctions, your car breaks down, you get a large medical bill, or something unexpected happens that falls outside your monthly budget. What’s the...

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When to Start Taking Social Security Benefits

Social Security has a reputation for being confusing— and not just because of how your contributions look on your pay stubs and tax returns. It’s complicated because your Social Security benefits don’t always line up with your official retirement date. You can decide...

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6 Ways To Make Charitable Giving a Sustainable Habit

Here at Guiding Wealth, we are dedicated to helping you use your money in ways that are most meaningful to you. Yes, it’s a departure from traditional financial advice that harps on saving a 20% down payment for a home and never having consumer debt.  But we think...

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Why People Don’t Want to Move Right Now

Americans used to move often, leaving their towns or even states to go in search of new jobs, climates, or even political/religious environments. But that trend has significantly declined, especially in the last 30 years. Basically, people just don’t want to move....

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What to Know About the SVB Collapse & Bank Failures

Financial news over the past few months hasn’t been exactly positive. Ongoing inflation and high-interest rates tend to be bad news for investors, so there’s a good chance your retirement portfolio is looking a little rough. And the collapse of Silicon Valley Bank...

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The Importance of Reviewing Your Estate Plan

Is your will up to date? It’s easy to forget about your estate plan once you’ve made your will, but the truth is that it’s essential to update your end-of-life documents regularly. Family relationships, financial assets, and your own priorities can all change over...

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Tax Filing for Retirees: What Seniors Need to Know

Once you retire, your federal tax liability may change. However, your specific living situation, retirement income, and financial circumstances can affect your taxes. But tax filing for retirees isn’t always straightforward, so you may want to work with a CPA when...

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