On average, about 37% of Americans make New Year goals to save more money. For those with a long-term financial plan or who are nearing retirement, saving money may be an even more prominent goal. As we enter 2019, many of us are taking a closer look at our budgets...
Retirement is commonly viewed as the end-goal in life. Work hard, save money and someday you’ll be able to sail blissfully into retirement. While it sounds pretty straight-forward, the experience of actually retiring can be much more difficult than what you may...
How will the 2018 tax bill affect you? For most, taxes will go down. How much is based largely on your specific situation. The following are things that you can do to help yourself in light of the 2018 tax bill. 1. Take any deductions that you can in 2017. This would...
As I work with my clients, many of whom have dealt with or are dealing with aging issues, including long life planning and elder care (either their own or their parent’s), I’ve recognized several truths. I share just a few below, but I’d love to hear what you have...
As Millennials enter the workforce, the burden of student loan debt shapes their view of their lives, including careers and finances. A survey recently conducted by American Student Assistance® notes that 75% of respondents say student loan debt affected their...
When I first worked as a financial advisor at a broker dealer firm, I was taught the “two hat” training. When I discussed financial planning with clients, I wore my fiduciary hat. This meant the advice I gave had to be in the best interest of the clients. But as soon...
