Making a Plan to Buy Your Dream Home
The Home Buying Budget
Price: $499
Are you planning to buy a home in the near future? Whether you’re hoping to purchase your first residence or move from a starter house into your dream home, this is an exciting time full of research and decisions.
But it’s not just about choosing your favorite floor plan or deciding whether granite countertops are a “want” or a “need.” You’ve also got to think about all the financial aspects of buying a home. That means saving for a down payment, deciding what type of mortgage you want to pursue, and — the big one — figuring out how much home you can afford.
Of course, sitting down with your budget and an amortization calculator isn’t nearly as fun as browsing Zillow listings. But it’s absolutely crucial to get all the financial pieces in place before you call a realtor or get your heart set on that gorgeous four-bedroom colonial. The last thing you want is to get into a mortgage you can’t afford.
But you don’t have to figure out the financial aspects all by yourself. We’re here to help with a simple, affordable solution: our Home Buying Budget. It’s specifically designed to help you reach your goal of homeownership without compromising your financial stability.
The Home Buying Budget: $499
Traditional financial planning is a great way to get you financially ready to buy a home. But it’s not the only option. We know that you may not want to invest time and money into ongoing financial planning support (especially when you’re trying to save for that down payment!)
So we created an alternative: a one-time financial planning option that gives you personalized advice for a single affordable payment.
Booking our Home Buying Budget gives you the chance to work 1:1 with an experienced financial planner. Together, you’ll go over your current financial situation and your home-buying goals. Then, your planner will create a customized financial plan for you to follow so you can make your dream of homeownership a reality.
Here’s what you can expect your one-time plan to cover:
- Down payment: Figuring out how to save up the
amount you need to make an offer - Monthly mortgage payments: Ensuring that your
budget can handle your mortgage payments - Additional homeownership expenses: Planning for
utilities, landscaping, furniture, and other expenses - Insurance coverage: Deciding how much coverage
you need and how to pay for it
And remember, your plan isn’t just a list of generic tips or outdated standards (we know that a 20%
down payment isn’t often realistic). You’ll get personalized advice that’s based on your goals, resources, and lifestyle.
What’s Included in Your Home Buying Budget?
Here’s What You’ll Receive From Guiding Wealth:
- One call with a highly trained financial planner: Review your goals and numbers before we dive into your family’s new budget
- Recommended actions to start right away: Suggestions for adapting your personal finance habits
- Detailed financial plan: A written plan that covers all the steps to take as you prepare your finances for your new baby
- Financial forecast: What to expect financially during each stage of baby planning: pregnancy, postpartum, and raising your child to adulthood
- Personalized advice: Tips to help you stay on track with your new financial plan
- Will builder: We’ll give you free access to wealth.com’s will-building tool so you can create documents that protect your family
Frequently Asked Questions
Why get a one-time financial plan from Guiding Wealth?
Our founder, Hannah Moore, CFP®, is passionate about making financial planning more accessible via innovative solutions and new approaches. She’s spent her entire career helping to make financial planning more inclusive for planners and clients. Everything we do at Guiding Wealth reflects this goal of finding new ways to support more people through impactful financial planning. Our one-time financial plan services support new planners via The Residency and give clients from all walks of life the chance to benefit from expert financial advice.
What is the cost of a Home Buying Budget?
The total cost for your Home Buying Budget plan is $499.
Can I do a Home Buying Budget and then move into financial planning later?
Absolutely. We’re here to support you in whatever way works best for you. If you’re interested in ongoing services after a one-time plan, simply let your financial planner know! Alternatively, you can email us at [email protected] and we can start the transition with you.
How long does it take to get my Home Buying Budget?
Your financial plan can take anywhere from a few weeks to a few months to complete, depending on when you schedule your 1:1 session. Once you sign up, you can decide when you want to meet, which will determine the length of time from your initial consultation to receiving your plan.