This FREE DOWNLOAD helps you understand all the financial aspects of buying and owning a home so you can make the decision that’s best for you and your family.

Analyze your budget, debt-to-income ratio, and net worth to determine whether now is the right time for you to buy a home.

Estimate the one-time and ongoing costs of homeownership to determine how much your home budget should be.

Make a plan to manage your money well after you move into your new home and feel confident you’re ready for whatever comes next.

Buying a home is an exciting prospect — and a significant financial commitment. You need to consider more than just the monthly mortgage payments or how much you plan to put down.

This budgeting checklist walks you through every step of setting up your finances for homeownership. You’ll calculate your current net worth and identify all the one-time and ongoing costs so you can decide exactly how much home you can afford to buy.

Follow the checklist, use the calculators, and then start browsing Zillow with confidence, knowing that you’re ready for all the financial elements of owning a home.