Financial Planning Services That Work for Your Life
Our Financial Planning Services
Offered in-person in Richardson, TX, or via virtual meetings anywhere in the U.S.
Financial planning has historically been out of reach for many. Here at Guiding Wealth, we recognize the need for accessible, customized financial planning — which is why we offer two types of financial planning support!
Which of Our Financial Planning Services Is Right for You?
Select the Option That’s Best for You!
You want to understand your entire financial picture and access ongoing investment & plan guidance to make the most of your money.
Learn more about our fee-only financial planning & wealth management services.
You want to understand your finances, create a plan that helps you meet your upcoming financial goals, and start to look to the future.
Learn more about our financial plan creation services.
Fee-Only Financial Planning & INVESTMENT Management
With our fee-only financial planning and investment management services, you get:
- A holistic approach that encompasses all aspects of your financial life
- Retirement planning
- Investment guidance and wealth management
- Support for short- and long-term financial goals (buying a home, saving for college, etc.)
- Debt management advice
- An ongoing relationship with an expert CERTIFIED FINANCIAL PLANNER® professional
… and more
Financial Planning (No Investment Management)
With our financial plan creation service, you get:
- Insights into cash flow, retirement, college, tax, estate planning and more
- To speak with a highly trained financial planner
- Action plans for short- and long-term financial goals (buying a home, saving for college, etc.)
- An annual financial plan to show your overall financial picture and trajectory
FYI: You can choose a standalone financial plan now and decide to work with us to manage investments later!
Prices start at $5,500!
Frequently Asked Questions About Our Financial Planning Services
Questions are to be expected! Here are some answers to the most common questions we get.
What should I expect from financial planning?
Whether you choose financial planning and investment management services or a standalone financial plan, you’ll start with an initial consultation. This conversation allows us to learn about your financial goals and challenges and to explain the way we work. Then, we’ll analyze your current finances and develop a custom plan to help you make progress toward your goals. If you become a financial planning and investment management client, we’ll establish a regular meeting cadence where we’ll adjust your strategy based on changes in the market and your personal circumstances.
How does your standalone financial plan work?
The starting process for our financial plan clients is the same as our financial planning and investment management services; you’ll have an initial consultation to discuss your current financial situation, goals, and challenges. Your planner will use the information you provide about your priorities and financial management preferences to create a comprehensive plan that sets you on the right path toward your goals. You can learn more about our standalone financial plans and how it works here.
Can you work with me remotely, or do I have to be in the Richardson, TX area?
We enjoy working in person with clients in the Dallas/Fort Worth metroplex area. But every day we meet with clients remotely throughout the country. Wherever you are, you can work with Guiding Wealth.
What are the fees associated with financial planning services?
The cost depends on which offer you choose.
Standalone financial plans start at $5,500 because of the depth of planning and your time with our planner(s). Your specific financial situation must be reviewed before we can make a final quote on price!
For financial planning and investment management, the cost is twofold. The first is a financial planning fee, which is the initial engagement. Initial financial plans in our full-service financial planning arrangements start at $5,500 and go up with complexity. The second is an ongoing investment management fee that starts at 1% and goes down the more assets we manage for you.
Guiding Wealth will provide specific information about fees during a free consultation, which you can schedule here!
How can financial planning help me if I’m not ready to invest or plan for retirement?
Although many people think financial planning is only available (or useful) for wealthy retirees, we don’t believe that. We’ve seen financial planning change lives, and we know that having support and advice from an expert can help anyone, no matter their financial circumstances.
A financial planner can help you develop a realistic budgeting system or manage your debt. We can help you save for a home or make a plan to pay for your child’s college. Simply review our financial plan service to get started with a financial plan that helps you where you are now. And when you’re ready to talk about investment and planning for retirement, we can help with that, too. However, there’s never any pressure to invest with us.
Have Other Questions About Our Financial Planning Services?
Still unsure which of our financial planning services is right for you? Schedule a free consultation today! We’ll talk through your options and offer our honest advice on which service is right for you! Please note: There’s never any pressure to work with us after a free consultation!