by Hannah Moore | Sep 20, 2023 | Financial Planning
It will happen to all of us at some point — carefully laid plans will fail and emergency expenses will crop up. Your AC malfunctions, your car breaks down, you get a large medical bill, or something unexpected happens that falls outside your monthly budget. What’s the...
by Hannah Moore | Sep 19, 2023 | Career, Financial Planning
If you’ve completed a degree or spent time at college, you may have taken out a loan to cover the tuition costs. If so, you’re not alone — more than half (51%) of students who earned a bachelor’s degree in 2022 graduated with an average of $29,400 in student loans. If...
by Hannah Moore | Sep 6, 2023 | Career, Family, Financial Planning
We’ve talked before about how important it is to discuss money with your children. There’s never really a time that’s “too early” to start introducing those concepts. But don’t worry — it’s never too late to start either! No matter their ages, your kids will benefit...
by Hannah Moore | Aug 15, 2023 | Career, Retirement
Social Security has a reputation for being confusing— and not just because of how your contributions look on your pay stubs and tax returns. It’s complicated because your Social Security benefits don’t always line up with your official retirement date. You can decide...
by Hannah Moore | Aug 2, 2023 | Financial Planning, Retirement
Here at Guiding Wealth, we are dedicated to helping you use your money in ways that are most meaningful to you. Yes, it’s a departure from traditional financial advice that harps on saving a 20% down payment for a home and never having consumer debt. But we think...
by Hannah Moore | Jul 19, 2023 | Career, Retirement
When financial planners talk about your career choices, it’s often through the lens of retirement planning. How will your current job get you to retirement? Are you saving enough and taking advantage of your employer’s 401(k) match? Do you know how many more years you...
by Hannah Moore | Jul 17, 2023 | Financial Planning
Investing can be complicated, and we often hear questions about which types of assets are worth pursuing. Questions about stocks and bonds seem downright boring compared to some of the debates we see about cryptocurrency. It makes sense — cryptocurrency is an...
by Hannah Moore | Jul 5, 2023 | Career, Family
Americans used to move often, leaving their towns or even states to go in search of new jobs, climates, or even political/religious environments. But that trend has significantly declined, especially in the last 30 years. Basically, people just don’t want to move....
by Hannah Moore | Jul 3, 2023 | Career, Financial Planning
Have you ever thought about investing? It can be a good way to prepare for your financial future, but with all the different options, strategies, and trends, it can also feel pretty overwhelming. And because most investing advice focuses on starting as early as...
by Hannah Moore | Jun 7, 2023 | Career, Financial Planning
School’s out and we’re looking forward to a summer of travel! As pandemic concerns continue to fade, we’re hearing from many of our clients who are looking forward to a change of pace from the “staycations” of the last few years. A vacation is exciting, no matter...